How to Pay for Rehab

Paying for Treatment

We have partnerships with many major insurance carriers, offer self-payment options, and are associated with Care Credit.

Insurance Providers We Accept

We Work With Most Major Insurance Providers

  • Aetna
  • Ambetter
  • Amerihealth
  • Anthem
  • AvMed
  • Beacon
  • Behavioral Health Systems
  • BCBS—Most BlueCross & BlueShield Plans
  • Carelon Behavioral Health
  • CareFirst
  • Cigna
  • ComPsych
  • Coventry
  • Empire BlueCross BlueShield
  • GHI
  • Highmark
  • Humana
  • Magellan
  • MagnaCare
  • Medicare
  • Meritain Health
  • MultPlan
  • NYSHIP (New York State Insurance Plan)
  • Optum
  • Oxford
  • PHCS
  • Potawatomi Cares
  • Self-Pay
  • Sunshine Healthl
  • TRICARE
  • UHC
  • UMR
  • VA Insurance
  • 90 Degree Benefits
  • Aetna
  • Ambetter
  • Amerihealth
  • Anthem
  • AvMed
  • Beacon
  • Behavioral Health Systems
  • BCBS—Most BlueCross & BlueShield Plans
  • Carelon Behavioral Health
  • CareFirst
  • Cigna
  • ComPsych
  • Coventry
  • Empire BlueCross BlueShield
  • GHI
  • Highmark
  • Humana
  • Magellan
  • MagnaCare
  • Medicare
  • Meritain Health
  • MultPlan
  • NYSHIP (New York State Insurance Plan)
  • Optum
  • Oxford
  • PHCS
  • Potawatomi Cares
  • Self-Pay
  • Sunshine Healthl
  • TRICARE
  • UHC
  • UMR
  • VA Insurance
  • 90 Degree Benefits

At this time, we do not accept Medicaid

CareCredit sets itself apart as a unique credit card that caters to specific requirements. Unlike regular cards, its primary objective is to offer support and aid to individuals in need.
  • Pay for healthcare costs not covered by your insurance plan
  • Cover your healthcare costs in the absence of insurance
To avail of the benefits of CareCredit for your healthcare payments, it is necessary to receive treatment from a provider who is enrolled in the program.

CareCredit’s short-term options feature repayment schedules of: 

  • Six months
  • A full year
  • 18 months
  • Two full years

CareCredit’s long-term financing options feature repayment schedules of:

  • Two year
  • Three year
  • Four year
  • Five year

Alternative Forms of Payment

Self-Payment Options

Self-pay alternatives for individuals without health insurance or for those seeking treatment from providers outside our network are offered by Calusa Recovery. The cost of treatment is determined by the level of care required. Payment plans are an option, and we accept cash, check, and credit card payments.

What Dictates Payment Rates

  • Level of care
  • Length of stay

Have more questions?

Contact our admissions team at
866.939.6292

Knowing Your Options

Costs, Financing & Insurance

Insurance Verification & Billing

Behavioral Health is capable of billing nearly all insurance companies that accept out-of-network benefits. We recognize that insurance plans can be perplexing, but we are dedicated to helping you comprehend your benefits at no extra cost. Our team will explain your benefits to you, including any deductible or out-of-pocket expenses that you may need to meet. It is important to note that we do not accept Medicaid benefits, but we can provide you with a referral to another facility if necessary.

Private Payment & Financing

A considerable number of individuals decide to either pay for our program through a credit card or secure financing to cover the expenses associated with our treatment. Even if a specific patient has insurance that we can bill, they may still prefer to pay privately for our program. If the program costs have been taken care of, the patient’s treatment will not be disrupted, even if there are complications with insurance billing. Consequently, we can then bill for the services provided on a reimbursement basis. To inquire about the current program costs, kindly reach out to our Admissions Department.

Ready to Start Your Journey?

Answer a few simple questions

Our expert admissions coordinators will create a custom plan for you.

What are You Struggling With?

Let us know your personal situation in a judgement free setting so we can provide you with the best options.
Direction Arrows
Step 01

What's Your Availability?

We will schedule a quick pre-assessment around your schedule so we can best help.
Direction Arrows
Step 02

What's Your Insurance?

We will do a free verification of benefits in order to determine the appropriate treatment.
Direction Arrows
Step 03

Plan to Enter Treatment

Once we have verified your benefits and clinical approval we plan a seamless intake.
Step 04