Calusa Recovery

Payment Options

payment-options

Payment Options

So you’ve decided it’s time to tackle your addiction and get help. That’s a great first step, but the only thing you’re worried about is how much it might cost and if you can afford it. Don’t worry – no matter what your financial situation is, there are ways to make treatment affordable, like insurance, payment plans, and credit. Don’t let cost get in the way of getting your life back – there are options out there and you can find the one that works for you.

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Insurance Coverage for Addiction Treatment

If you don’t have a lot of money, don’t worry! You can still get the help you need, and there are ways to make it more affordable.

1. Insurance Coverage for Addiction Treatment

If you have substance abuse or mental health issues, make sure your health insurance covers it. A lot of the big insurance companies offer coverage for rehab, whether it’s inpatient or outpatient. Give them a call and they’ll be happy to tell you what’s covered and what you can expect in terms of costs.

If you’re looking to make sure you’re covered, some treatment centers offer free insurance verification services to check out our benefits. That way, you can be sure you’re covered before you start your treatment.

2. Payment Plans

If you’re looking for a treatment center, ask if they offer comet plans. A lot of places will let you pay for your treatment in installments, instead of paying the full amount right away. The terms and conditions might be different, but it can make the cost a lot less expensive.

3. Sliding-Scale Pricing

If you’re looking for a rehab center, some of them have a sliding scale pricing system. Basically, you pay whatever you can afford, based on your income and expenses. Some places might charge you less, while others might charge more. Just ask if the rehab center you’re interested in has this option.

The most important thing is to get the help you need. There are always ways out and people who can help you get there. Don’t be afraid to take that first step.

Get Approved. Get Help.

Individualized Care
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Family Programming
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Most Private Health Insurance Will Help Pay for Treatment.

Calusa Recovery does not accept Medicare or Medicaid as payment for substance abuse treatment.

Let us handle the details so you can focus on the help you need.

Medicaid/Medicare

If you’re the only one with Medicaid or Medicare, don’t give up hope! There are still options available to help you get the care you need.

If you’re dealing with addiction or mental health issues, Medicaid can help you get the help you need. Once you’re approved, you’ll have access to in-patient and outpatient treatment, like detox, counseling, and therapy. You can also get medication-assisted programs if you need them. The best way to find a treatment center that accepts your insurance is to give them a call. They can help you figure out what options you have and find a facility that can fit your needs.

Medicare also covers addiction and metal health treatments. It covers detox, rehab, partial hospitalization, outpatient treatment, advice, and meds. Unfortunately, Medicare usually won’t cover more than 190 days of inpatient psychiatric care in a person’s lifetime. Fortunately, Medicare Advantage and Medigap plans can help fill in the gaps and help you save money.

If you’re still worried about how much your treatment will cost, don’t worry. A lot of treatment centers have payment plans that can help you save money. Plus, you might be able to get a cheaper bill if you just do a part-time or out-patient program.

Out-of-Pocket

If you’re looking for a rehab centre, you’ll need to pay for it all out of your own pocket. It might seem like a lot of money, but there are ways to make it more affordable, like payment plans or financing.

Installment Plans

Rehab centers know that paying the full price right away isn’t an option for most people. Most of them offer payment plans that let you pay a part of the total cost each month for 6-24 months, so you don’t have to worry about the whole thing. Talk to the admissions team about how to set up the plan and the details like how much you’ll pay, how much interest you’ll have to pay, and how often you can pay it. That way, you can focus on your recovery and keep your budget in check.

Third-Party Financing

If you’re looking for a way to pay for addiction treatment without having to pay out of pocket or on installment plans, rehab centers may let you use a credit card like CareCredit. It’s a credit card that’s specifically designed for healthcare expenses, like addiction treatment. It has fixed interest rates, so you know exactly how much you’ll be paying each month. Even though you’ll still have to pay interest, it’s another way to cover your treatment costs if you need it.

Don’t let the price of rehab hold you back from getting the help you need. There are options, even if you don’t want to pay the full price right away. Get in touch with rehab centers you like and talk to them about their payment and financing plans. Your recovery is worth it, so take the first step and see what they have to offer. There’s help and hope out there.

Payment Plans

If you don’t want to pay for treatment right away, payment plans can make it easier to access addiction and mental health services. With a payment plan, you can do what you can today and pay off the rest over time with regular, fixed payments, usually without any interest.

If you’re looking for a payment plan that fits your budget, we’ve got you covered! Our plans let you pay up to 20% of your treatment cost right away, and then make regular payments over 18 months at a 0% annual percentage rate. Plus, if you can pay off the balance early, you won’t have to worry about any penalties.

If you’re feeling overwhelmed by the cost of recovery, a payment plan could be the answer. Our admissions team can help you figure out what payment plan is best for you and your financial situation. Plus, it’s a great way to make sure you’re paying responsibly over time. Your health and happiness are worth it!

Don't Let Cost Stop You

Don’t let money stop you from getting the care you need. There are lots of ways to make treatment affordable if you’re willing to look into it. Your health and your happiness are more important than money. Get in touch with treatment centers near you and find out what payment plans and insurance coverage they offer. You can also apply for grants or run a crowdfunding campaign to help. And don’t forget to ask for help from friends and family. Whatever it takes, don’t put it off! Call today!